The umbrella organization of the country’s thrift banks was organized in 1974 as the Chamber of Savings and Development Banks, and was then composed of 10 savings banks, 28 private development banks and 44 savings and loan associations. It was organized primarily “to provide an institutional medium through which the members can collectively assist and cooperate with one another, with other members of the banking sector, and with the National Government and its instrumentalities, more particularly the Central Bank of the Philippines (now known as the Banko Sentral ng Pilipinas) to promote, develop, expand and strengthen the role of savings and loan associations, private development banks and savings and mortgage banks…
Chamber of Thrift Banks
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Message from the president
Dear Members and Friends,
Greetings and welcome to the Chamber of Thrift Banks’ Official website! This platform has been thoughtfully designed to serve as a comprehensive resource for our members, clients, and the communities we serve.
Here, you’ll find information about our association’s activities and the latest industry insights. Our mission is to foster collaboration and innovation within the thrift banking sector, and this website is a key tool in achieving that. I encourage you to explore the resources available, stay informed, and join us in our endeavors. The website will facilitate collaboration among our members. Our commitment to promoting thrift banks and their role in fostering financial inclusion remains strong.
Message from the president
BSP Deputy Governor Receives Token from CTB
July 16, 2025
BSP Governor Deputy Receives Token from CTB Bangko Sentral Deputy Governor Chuchi Fonacier (fourth from left) receives a token of…
Stratbase Group Founder Receives Token
March 7, 2025
Stratbase Group Founder Receives Token Stratbase Group Founder and CEO Prof. Dindo Manhit receives a token of appreciation from CTB…
Bangko Sentral Chief inducts the CTB Board
January 10, 2025
Bangko Sentral Chief inducts the CTB Board The 2025 Chamber of Thrift Banks (CTB) Officers and Trustees were inducted by…
DBM Chief at the CTB GMM
October 11, 2024
Department of Budget and Management (DBM) Secretary Amenah Pangandaman receives a token of appreciation from CTB and Sterling Bank of…
2024 CTB Convention – Ribbon cutting ceremony
July 19, 2024
The Chamber of Thrift Banks held its annual convention with the theme “Chamber of Thrift Banks @ 50: AI in…
Chamber of Thrift Banks (CTB) Board Induction
March 22, 2024
The 2024 CTB Board of Trustees were inducted by DOF Assistant Secretary Eufrocinio Bernabe, Jr. during the recently concluded general…
Major Accomplishments
Put together a Uniform Loan and Mortgage Agreement or ULAMA, a document that is now used by the industry for home buyers and mortgage lenders which sped up transactions, reduced legal risk, and promoted transparency. The Chamber of Thrift Banks (CTB) initiated and took the lead and collaborated with the Bankers Association of the Philippines (BAP) and the Bangko Sentral ng Pilipinas (BSP) on getting many parties to agree on a document acceptable to the industry.
Accreditation of Thrift Banks in the British Embassy’s Bank Certification Verification System (BCVS), a mechanism by which the Embassy can verify or validate via electronic mode the authenticity of the Bank Certification issued by the banks to their depositors for visa application purposes.
Accreditation of CTB member-banks in BAP Data Exchange’s Online Loandex System and Positive Data Sharing System
Grant of BSP authority for RBUs of TBs to invest in readily marketable foreign currency-denominated debt instruments
Grant of BSP authority for TBs to engage in FX swaps and forwards transactions to fund purchases of foreign currency denominated instruments
Successful conduct of CTB training program on Compliance Function in Banks (which benefited 56 participants from 29 member-banks) and Risk Management & Audit (which benefited 70 participants from 30 thrift-banks).
